Citation :

Pratik Dahule, Shubham Sawant, 2025. "Beyond Boundaries: Integrating Financial and Utility Systems for Industry-Wide Transformation " ESP International Journal of Advancements in Science & Technology (ESP-IJAST)  Volume 3, Issue 1: 44-50.

Abstract :

Rapid technological evolution demands innovative solutions that seamlessly integrate disparate systems, catalyzing transformative changes across industries. This paper explores a project that redefines financial and utility management by developing a unified AI-driven platform, let’s say "OneSystem," that streamlined operations, enhanced transparency, and optimized data-driven decision-making. The system integrates three primary domains: a customer portal that collects data from utilities to generate bills, a vendor portal that facilitates efficiency-enhancing services, and a loan system that finances these services. "OneSystem" acts as an AI-powered bridge, integrating data across these platforms, automating reconciliation processes, providing real-time insights, centralizing financial transactions, and enabling seamless interactions among customers, vendors, and service providers. This research case study highlights the role of automation in increasing efficiency, the importance of leveraging existing systems for innovation, and the potential of AI and predictive analytics in shaping the future of financial and utility management.

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Keywords :

AI, Machine Learning, Predictive Analytics, Project Management, Data Management, Automating workflows, Operational Efficiency, Data Driven Insights, Optimize Decision Making, Utility.